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AN OPTIMAL FINANCIAL INCLUSION – AGENT BANKING

Agent Banking means providing limited scale banking and financial services to the underserved population. Agent Banking is a part of financial inclusion for both rural and urban unbanked people to ensure the access to formal finance. Bank engaged agents under a valid agency agreement, rather than a teller/ cashier. He is

STRATEGIC ADVANTAGE OF TECHNOLOGY FOR A BANK

Alarge share of revenue of most of the traditional banks comes from interest income that comes from the borrowers. Around 60 to 70% of the total revenue of these banks is from this interest income. If we look at these banks, they are always suffering from deposit crisis. Traditionally they

‘DISRUPTION LEADS TO INNOVATION! YES WE ARE PREPARED’

Mr. A. E. Abdul Muhaimen is currently serving as the Chief Executive Officer and the Managing Director of United Commercial Bank Limited (UCB). He has joined UCB on July 9th 2013 as the Additional Managing Director. Prior to his joining UCB, he was the Managing Director of National Finance Limited. Mr.

From The Editor March 2018

Dear readers, With the International Women's Day in mind, we have designed an issue that takes a look at the prominent women innovators and entrepreneurs in the ICT, fintech and banking sector. That is not to say their work and influence do not surpass the confines of these fields, neither to suggest

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HOW OPEN BANKING WILL CHANGE THE BANKING LANDSCAPE

Technology has changed the way we interact with companies. Over the past decades, many industries have been disrupted by the likes of Uber, Facebook and Airbnb. The business model of banks, however, seems to have remained unaltered. The question is: will it stay that way? On October 8, 2015, the European

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